
Senior Advisor
Stefan Schmittmann
Dr Stefan Schmittmann brings over 30 years' experience in senior leadership roles in the German banking sector to the HIC. A graduate of the University of St. Gallen (HSG), he earned his doctorate in economics before starting his career at Bayerische Vereinsbank (later HypoVereinsbank) in 1986. He became Chief Credit Risk Officer there and later joined the Management Board, where he was responsible for corporate clients and commercial real estate. From 2008 to 2015, he was a member of Commerzbank’s Board of Managing Directors, primarily serving as Chief Risk Officer. From 2018 to 2020, he chaired its Supervisory Board. He now works as an independent consultant.















